Our Qualifications

Doug’s Experience:

In the seventeen years that he has been associated with the financial services industry, Doug has had the opportunity to observe and participate in the many changes that have taken place. People’s circumstances, tax laws, and economic cycles have all contributed to the confusion and complexity of providing financial planning. Solutions used years ago may no longer be appropriate. Financial change is continuous, but need not be feared if you are surrounded by competent advisors.

Doug is a valuable member of his clients’ financial planning team. He is a specialist, strategist, and a confidante who can help to evaluate each client’s financial position.

He is an experienced professional who develops plans geared to each client’s personal needs, goals and dreams.

Securities registrations held:

Series 6: Mutual Funds and Annuities
Series 7: General Securities Representative
Series 24: General Securities Principal
Series 63: Uniform Securities Agent
Series 65: Registered Investment Advisor

State of California Department of Insurance:

Life Agent
Variable Contracts
License # 0828223

Doug's Words

I enjoy my work and receive great satisfaction in seeing the financial plans I helped develop materialize. I have experienced the confidence that comes to my clients as financial problems and concerns they’ve wrestled with for years become manageable, giving them more time to concentrate on other important aspects of their lives.

I always try to be innovative and results oriented when working with my clients. I enjoy working with both the astute and novice investor needing expert advice. Since 1988, I have been involved with business and personal financial planning. My clients changing needs are met with honesty, ethics, and integrity. I know and understand the needs of a Private Investor as well as Foundations and work hard to give the most complete and up-to-date service possible while always protecting the client’s best interest.

I work hard to assure a long-lasting relationship. Most importantly, I care about my clients and their families, their businesses, their experiences, their results, and put their needs first in all situations. As a financial advisor, my desire is to have a positive influence on their lives.

Professional Achievements

Education:
Undergraduate studies at University of California Los Angeles. Economics, Financial Planning, Estate Planning. Advanced education at The College of Financial Planning.

Experience:
Seventeen years working with Private Wealth Management, Foundations, and Endowments in the areas of Asset Protection, Financial Planning, Tax Planning, Investment Planning, Charitable Gift Giving, Retirement Planning, and Estate Planning.

Business:
Principal of Cole Financial, LLC, a Registered Investment Advisor; Licensed Broker with various insurance companies.

Associations:
Board of Trustees Childrens Hospital Orange County, Board of Trustees Providence Speech and Hearing, Board of Directors Carlsbad Educational Foundation, Klein Family Foundation.

Financial Strategies for Every Stage of Life

Private Wealth Management
    Risk Management
    Asset Preservation
Foundations and Endowments
    Prudent Investment Practices
    Fiduciary Liability Management
    Investment Policy Statements
Independent Advice
    Integrity, Trust, Honesty, Credibility
Experience and Stability
    Proactive, Responsive, Supportive
Relationship-Based Service
    Access to Research
Ease, Convenience, Choices
    State-of-the-Art Technology to Help
    Manage Your Wealth
Long-Term Planning Services
    Wide Array of Investment Products

Investment Opportunities*

Stocks and Options – Listed and NASDAQ stock and option trading as well as margin capabilities.

Fixed Income Securities – A full-service Bond Department that can competitively buy and sell state and federal tax-free bonds, corporate bonds, U.S. Treasury notes and bonds, as well as zero coupon securities. You also have access to CMOs, mortgage-backed securities and brokerage CDs.

Mutual Funds

Insurance – A long list of insurance and annuity companies and products, including term life, whole life, universal life, variable life, fixed-rate annuities, variable annuities and long-term care policies.

You can choose from a suite of fee-based money management platforms which include tools to assist with wealth management and access to top-tier independent money managers. These programs provide investor flexibility and emphasize asset allocation and opportunity.

Every transaction conducted by financial professionals affiliated with Cole Financial, LLC is cleared through Pershing, LLC, one of the world leaders in providing brokerage services to independent financial institutions. Pershing, LLC ,works behind the scenes to provide people with services and technologies that help make investments possible.

Whether you are preparing to plan for your retirement or need to invest funds accumulated within an existing retirement plan, once you experience the trust, integrity, honesty, professionalism and convenience of working with a financial professional affiliated with Cole Financial, LLC, you’ll know that your financial future is in the hands of professionals.

Investing is subject to risks including loss of principal invested. No strategy, including asset allocation, can assure a profit nor protect against loss. Advisory services offered through Cole Financial, LLC. *Registered Representative offering securities through AIG Financial Advisors, Inc., Member FINRA/SIPC.